Thursday, July 30, 2009

No Money, Mo Problem

You know that point in your yuppy life when you experience having to forego buying that lovely top on the boutique window or that killer car accessory you’ve been eyeing for months? Or how about that sleek black gadget you sooo want to have before the quarter ends? In short, it’s that time when you’re broke. Think: savings account in rock-bottom, overdue bills in deferred payment mode, and shopping for even the most affordable find could very well be the least among your priorities. B-R-O-K-E is that word which yours truly can sooo relate to these days.

Well, I’m never new to this kind of circumstances. Fact is, ever since I entered graduate school my budget has always been, err, in a sort-of rollercoaster trend. But I’m entirely to blame, for while I’m spending money on what could be a good long-term investment, there are one too many times when giving in to a certain luho gets the better of me. And then my so-called Broke Days would kick in, lasting until the next payday and then my days seem brighter again. But not this time. There will be some major changes that’s gonna happen really soon, and while I won’t divulge on the details here, I can tell you this much: it’s gonna be one hell of a sixty-day tipid mode for me for I am literally broke and I can only convince myself that this, too, shall pass. *sigh*

It’s damn hard, and while I’m only down to Day 5/60, I can already feel the frustration kicking in. I’m sure you know the feeling. Hey, I’m a girl and while I’m not exactly what you can call a shopaholic, there are a LOT of things I wanna get my hands on right now – new lens for my DSLR, new pairs of shoes and new clothes, a new designer bag, travel around the country and around Asia, a new car (Okay, maybe scratch that one for now), try out this famous buffet everyone’s been raving about… and the list goes on and on. But I had to check myself back to reality. Mike told me once when our Palawan trip was cancelled that he hoped “something good will come of this”. Well, I hope so, too. And I’m pretty sure it will. After all, I see it as another one of those life’s lessons learned the hard way. Take note: ‘hard’ is the operative word.

11 Smiles:

Nivek said...

I totally get the feeling and it sucks. When I left Intel, I was unemployed for about 8 months coz the recession here. Unemployment insurance hardly covered my mortgage payment. I was so broke and thought I might even lose my house. I needed to put lots of stuff - even groceries - on credit cards.

But my point is that it all works out in the end. I now have a job that pays me about 40% more than Intel and am getting those bills paid off.

So hang in and good things will happen in the end!

Lizzie said...

Hi Kevin, thanks for that... somehow I felt relieved that my situation is not all hopeless.. haha! Yeah, I bet it'll work out in the end... it's not a permanent thing anyway. So I guess I'll agree with you and hang on a lil bit more... hahaha!

Keep safe!

Anonymous said...

Kev is right.. I remember when I was 22, and the bank actually lent me 30 grand to buy a car.. WTF was I thinking.. better yet.. WTF was the bank thinking lol. After my tuition, credit card bills etc, I had over 50K in debt, and still living at home.. lol the good ole days living my life like a dumb ass.. Took me 4 years to pay it off, but it felt fantastic to get out of it.

You'll live and learn.. You've just got to stay committed to separate your wants from your needs, and go from there.

btw at least you're broke and doing something you love... it'd be hard to live day to day, pay check to pay check, and only work to pay off the bills.. When it gets to that point, it really can be emotionally and physically draining..

my 1st post on your blog
Wil :D

Lizzie said...

Wil! Hahaha so you finally bumped into this lil blog site of mine.. haha... yeah, at least the change of air will do me a lot of good (i hope!) and like I said, it's not gonna be a permanent thing. In fact, I was thinking of kinda celebrating when my Broke Days are over, but then again I guess the whole experience will teach me to be a LOT more prudent with cash the next time.

:)

Nivek said...

How about celebrating by coming to the US?

Lizzie said...

Hi Kevin, yeah would love to BUT... *sigh* it's not part of the priorities right now... although I would really really really love to. :)

Nivek said...

I guess we need to figure out how to make it a priority!

Lizzie said...

Now that's a thought! :)

Nivek said...

So are you gonna blog again? Or are you too busy planning your getaway to the U.S.?

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